Do You Get Travel Insurance

Now that we are Disney Vacation Club members we'll be traveling frequently. I've been thinking about getting travel insurance. Do you think it's worth it? I browsed online and I've already gotten one travel insurance quote but I don't know what is a good price and what isn't.

Often times this type of insurance is included when you book a trip but we really won't be king trips with travel agents anymore. If you travel a lot, do you have travel insurance?