Money Woes

My BFF and her family are going to Disney around the same time we are and she and I were talking the other day about how much money it costs to go on a decent Disney vacation and the topic of finances came up.

Things are tight, that's true. So many people have had to consider debt consolidation just to get themselves back on track again. I was telling her that for us, it's not debt that has it's claws in us, it's that we don't save much, we spend.

It's nice to have money and pay for things outright, rather than buying them on credit but the downside is, where is our savings? Yea, we need to work on that! We have an emergency fund but that's about it!